A transparent, adjustable method, built so you can check every step, not just trust it.
Name, sex, species, breed and approximate age. We use breed data to flag known health predispositions. For example: hip dysplasia in Labradors, so you know what to look for in the cover.
~30 seconds · no sign-upAccident Only or Accident & Illness. We explain the trade-off in plain English. Illness is typically the bigger, more expensive risk to self-fund, so we highlight Accident & Illness as the more complete option.
Plain-English explainer includedA simple slider from $1,000 – $25,000 asking how much annual cover you think you'll need. Don’t worry, it's adjustable later.
Defaults to $10,000, fully adjustableTwelve categories, from sub-limits to claim affordability, each shown side by side for every plan. Choose which ones matter most to you to filter or sort the comparison.
Clear, not rankedEvery provider card shows a plain-English summary of what it covers, and a citation back to the exact policy document, section and date the claim came from. Optional add-on benefits (dental, boarding, travel) are shown separately, so they are never blended into the core comparison. Results appear on screen straight away. No personal details, email or phone number required, no callback, and no obligation to buy anything.
The same facts for everyone · nobody calls you
The categories we compare are shown below. Every plan is compared on the same categories, using its own published policy wording.
Price is never part of the comparison, on any category. If two plans cover exactly the same things, they show the same.
If a provider's data isn't loaded yet or we can’t see the cover provided, we will tell you so, plainly. We never fabricate a figure to fill a gap.
Occasionally a provider's headline figure doesn't reflect how a cost or restriction actually applies in practice. For example, a co-payment rate that jumps sharply for common claim scenarios. Where we make a documented judgement call like this, we explain why directly on that provider's card so you can see why.
Any information shown on FurWise is not financial advice. FurWise is a features comparison tool. It's a helpful starting point so you can understand how pet insurance policies in New Zealand work. If you are still unsure about what might be right for you after using FurWise, we strongly recommend you seek independent advice from a financial adviser about your specific situation.