100% free, always

Compare NZ pet insurers side by side, without the sales pitch.

FurWise shows you what's actually in the policy wording. Things like cover, exclusions, excess, and claims, so you can see which plan really suits you, not just which one has the flashiest ad.

Coverage over cost — price is never part of the comparison.
Golden retriever standing on a beach in New Zealand
100% free, always No calls, no obligation Transparent by design Every breed welcome Compared on cover, never on price
Why it feels different

No sales calls. No catch.

Other comparison sites might just collect your contact details and pass them to a call centre without showing you the facts. FurWise shows you the answer on screen, straight away. We will only arrange an insurer to call you if you want to be called.

The way most sites work
  • Hand over your name, email and phone number before you see anything
  • Wait for a callback or a follow-up email to find out what they recommend
  • Never quite sure how the site makes its money, it’s not transparent
The FurWise way
  • Answer questions about your pet only. No email or phone number needed
  • See your full, cited comparison instantly, on screen. No one calls you unless you want them to
  • No obligation to buy, ever. And, we tell you exactly how we make money below

How FurWise makes money: FurWise is free for pet owners to use. We might earn a referral fee if you choose to buy a policy through a link on this site, we carry advertising from insurers and other pet-related businesses, and we might sell participating insurers anonymised, aggregated benchmarking reports built from de-identified usage data. None of these affect a provider's FurWise rating, ever. Read more.

How it works

Three steps to a clear answer

No account, no obligation. Just a plain-English comparison you can trust.

01

Tell us about your pet

Species, breed, age and the cover type you're after. It takes less than 90 seconds.

02

Tell us what matters to you

Adjust how much you care about policy features like excess, exclusions, sum insured and more. You see every policy's own published numbers side by side, and you choose which ones to filter or sort by.

03

Get a full, cited comparison

Every fact links back to the policy document it came from. Page, section, and date, so you can check it yourself.

Why FurWise

Built to be checked, not just trusted

Four principles guide every rating on this site.

Coverage over cost

We never compare premiums, only what a policy actually covers.

Plain English, always

Every fact comes with a citation so you can check it yourself. No jargon, no fine print.

Cited, not asserted

Every claim links back to the exact policy document, section and date it came from.

Adjustable, not fixed

See it your way. Filter and sort the comparison however matters most to you, instantly.

Who we compare

We compare policies from NZ's pet insurers

The same published methodology, applied to every provider.

24
Policies compared
—
NZ pet owners helped
8
Insurers reviewed
Common questions

Before you start comparing

Is FurWise really free to use?

Yes. Comparing policies on FurWise never costs you anything, and you don't need to create an account to see your results.

Does FurWise compare prices?

No. FurWise compares policy features, cover, exclusions, excess and claims — not premiums. See How It Works for why.

Is this financial advice?

No. Any information shown on FurWise is not financial advice. FurWise is a features comparison tool. It's a helpful starting point so you can understand how pet insurance policies in New Zealand work. If you are still unsure about what might be right for you after using FurWise, we strongly recommend you seek independent advice from a financial adviser about your specific situation.

See all FAQs

Ready to find the right cover?

It takes about 90 seconds, and there's no obligation to buy anything.